New Jersey Mandates Mammogram Coverage in Health Insurance

The Associated Press reports that New Jersey governor James McGreevey this month signed a bill requiring private health insurance companies pay for mammograms for covered women under 40 who have family histories of breast cancer.

Most health insurers already pay at least partially for mammograms, but some do not citing the ongoing medical debate about the effectiveness of mammograms in screening for breast cancer. With New Jersey’s change, 47 states now require insurance companies to pay for screening of at least some women under 40.

Regardless, mandates like this are simply a backdoor way of raising insurance rates which helps put basic access to health insurance further out of reach. Women and/or their employers should be free to negotiate whatever terms they like with health insurance companies free of such state-sponsored micromanagement.

Source:

NJ law: Insurance must cover of mammograms for women under 40 with history of breast cancer. Associated Press, July 8, 2004.

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